Also, look for the bargain table nearby the front of the store brimming with items as much as 50 percent off of the regular price. The holding, the transfers, the new rules and the mail-order requirements. This is often a common occurrence as January 1 kicks off a fresh year of pharmacy benefits and beneficiaries are kept in (with minor exceptions needless to say called qualifying life events or QLEs) until the next open enrollment season in November.