Most patients were paying good money for their insurance and were often upset when their prescriptions required a $50 co-pay, or they'd not met their $4,000 deductable and must give the entire cost out-of-pocket. In 1960, the Ayala Group of Companies offered Mariano Que a space to lease in the shopping center that was about to get developed in the heart of Makati. Instead, I simply copied the url and pasted it into my browser window, and created exactly what I knew I would- another "Canadian Pharmacy" web site.