In order to be eligible for federal loans a Free Application for Federal Student Aid (FAFSA) must be completed and aid is granted dependant on student need, tuition rates in the college, as well as other factors. I must add, I have never had virtually any emotional disorder in my life and am a skeptic of anti-depressants. Cocci are sphere-shaped bacteria and include streptococci, that are chains of cocci bacteria, and staphylococci, which can be clusters of cocci bacteria1.