Most patients were paying a high income for their insurance and were often upset when their prescriptions required a $50 co-pay, or they had not met their $4,000 deductable and must give the entire cost out-of-pocket. In 1960, the Ayala Group of Companies offered Mariano Que space to lease within the shopping center that was about to be developed in the heart of Makati. Instead, I simply copied the hyperlink and pasted it into my browser window, and invented exactly what I knew I would- another "Canadian Pharmacy" web site.